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10 results for “Consumer Credit”
Replication package for: Credit Shocks and Equilibrium Dynamics in Consumer Durable Goods Markets
<p>Alessandro Gavazza and Andrea Lanteri, Credit Shocks and Equilibrium Dynamics in Consumer Durable Goods Markets, Review of Economic Studies</p> <p>The package includes four folders: data, stata_code, matlab_code, and figures. Please see the readme.pdf file for details.</p>
Data from: Community Credit Photovoice project on trust in consumer financial services
<p>The Community Credit research project explores pathways for trusted collaboration between credit unions and the communities they serve. To understand the experiences of people historically underserved by the consumer financial services industry, we focused in particular on the lived experience of low-income residents in Southern California. As part of a larger, mixed-methods study, in 2022 we conducted a five-week photovoice workshop exploring participants' economic lives and experiences with consumer financial services. Photovoice is a community-based participatory research method in which participants narrate and analyze their lived experiences using photography. This data set contains the transcripts from the photovoice sessions after excluding any personally identifying data.</p> <p>All study materials and procedures were approved by the University of California, Irvine Office of Human Research Protections and the Institutional Review Board (protocol ID 20216839). This material is based upon work supported by the National Science Foundation under Grant No. 2137567. Any opinions, findings, and conclusions or recommendations expressed in this material are those of the author(s) and do not necessarily reflect the views of the National Science Foundation.</p>
Data from: Community Credit interviews on trust in consumer financial services
<p>The Community Credit research project explores pathways for trusted collaboration between credit unions and the communities they serve. To understand the experiences of people historically underserved by the consumer financial services industry, we focused in particular on the lived experience of low-income residents in Southern California. As part of a larger, mixed-methods study, in 2022 we conducted 30 semi-structured interviews exploring people's everyday financial practices and their attitudes toward consumer financial services providers. This data set contains the transcripts from the interviews after excluding any personally identifying data.</p> <p>All study materials and procedures were approved by the University of California, Irvine Office of Human Research Protections and the Institutional Review Board (protocol ID 20216839). This material is based upon work supported by the National Science Foundation under Grant No. 2137567. Any opinions, findings, and conclusions or recommendations expressed in this material are those of the author(s) and do not necessarily reflect the views of the National Science Foundation.</p>
Data from: Community Credit survey on trust in consumer financial services
<p class="MsoNormal">The Community Credit research project explores pathways for trusted collaboration between credit unions and the communities they serve. To understand the experiences of people historically underserved by the consumer financial services industry, we focused in particular on the lived experience of low-income residents in Southern California. As part of a larger, mixed-methods study, in 2022 we conducted an online survey investigating people's everyday financial practices, evolving perceptions of trust and risk, and their unmet financial needs. The general population survey data was collected between April 15 and April 22, 2022. The credit union data was collected between May 3 and July 18, 2022. This data set contains the responses of the survey participants after excluding any personally identifying data.</p> <p class="MsoNormal">All study materials and procedures were approved by the University of California, Irvine Office of Human Research Protections and the Institutional Review Board (protocol ID 20216839). This material is based upon work supported by the National Science Foundation under Grant No. 2137567. Any opinions, findings, and conclusions or recommendations expressed in this material are those of the author(s) and do not necessarily reflect the views of the National Science Foundation.</p>
Data from: Community Credit mapping of trust in consumer financial services
<p class="MsoNormal">The Community Credit research project explores pathways for trusted collaboration between credit unions and the communities they serve. To understand the experiences of people historically underserved by the consumer financial services industry, we focused in particular on the lived experience of low-income residents in Southern California. As part of a larger, mixed-methods study, in 2022 we mapped the landscape of financial services providers and advertisements in low-income neighborhoods in Orange County. Through documenting the presence of alternative financial services (AFS) providers and fringe financial advertisements, alongside traditional financial services providers, we investigated the spatial relationship between these businesses, as well as the factors that create consumers' sense of (dis)trust in them. This data set contains photographs taken as part of this mapping research.</p> <p class="MsoNormal">All study materials and procedures were approved by the University of California, Irvine Office of Human Research Protections and the Institutional Review Board (protocol ID 20216839). This material is based upon work supported by the National Science Foundation under Grant No. 2137567. Any opinions, findings, and conclusions or recommendations expressed in this material are those of the author(s) and do not necessarily reflect the views of the National Science Foundation.</p>
Data from: Community Credit Photovoice project on trust in consumer financial services
Open the record for dataset details and reuse information.
Data from: Community Credit mapping of trust in consumer financial services
Open the record for dataset details and reuse information.
Data from: Community Credit interviews on trust in consumer financial services
Open the record for dataset details and reuse information.
Data from: Community Credit survey on trust in consumer financial services
Open the record for dataset details and reuse information.
Federal Reserve Statistical Release, Consumer Credit, June 2019
<p>Consumer Credit Outstanding1 Seasonally adjusted. Billions of dollars except as noted.</p>
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