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3 results for “Credit Scoring”
Credit Score USP Example
<p>The granting of credit, in recent years, has become one of the main sources of<br> revenues for banks. In this area, a great difficulty encountered by the manager<br> (decision maker) is the establishment of criteria that allow to carry out a credit analysis<br> that aggregates greater security for the operation and, consequently, assist in reducing<br> the default of the sector. In order to minimize this difficulty found in credit analysis, the<br> study of case of this dissertation has as its basic proposal the elaboration of a model<br> that, according to perception of the granting manager himself, help him to evaluate the<br> performance of clients credit borrowers, in those criteria deemed important by the<br> manager. For construction model, the Multicriteria Decision Support Methodology<br> (MCDA-Construtivista) was considered the most appropriate, due to its ability to<br> integrate both objective and subjective elements, thus providing an excellent<br> opportunity for generating knowledge and promotion of understanding related to<br> problems of this nature. The utilization model proposed here, it will provide an<br> opportunity to assess the borrower's performance those criteria considered important<br> by the decision-maker, thus contributing to aggregate greater agility and security for<br> the act of granting credit.</p>
Dataset: FlexShares Credit-Scored US Corporate Bond Index Fund (SKOR) Stock Performance
This dataset provides historical stock market performance data for specific companies. It enables users to analyze and understand the past trends and fluctuations in stock prices over time. This information can be utilized for various purposes such as investment analysis, financial research, and market trend forecasting.
Credit scoring with class imbalance data: An out-of-sample and out-of-time perspective
<p>The raw datasets provided here are intended for use in a Data in Brief article. These comprehensive files, sourced from the Freddie Mac website, offer quarterly snapshots of mortgage loans that have been originated in the USA since 1999, along with details of their subsequent repayment behaviours. This data remains current and is updated every three months. Specifically, the loan origination data present here encompasses amortized fixed-rate mortgage loans from 1999 up to June 2022. In contrast, the performance data is presented on a monthly basis, detailing loan repayment profiles from 1999 until September 30, 2022. Both the origination and performance datasets feature a unique loan ID, which can be utilized to integrate the data on loan originations with that of loan repayments.</p>
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Allen Brain Atlas
Allen Brain Atlas is an Allen Institute collection of brain map atlases, datasets, APIs, and analysis tools covering mouse, human, and non-human primate brain resources.
Annotated Behaviour and Observability Dataset (ABODe)
ABODe is a University of Edinburgh DataShare dataset for behavior classification in group-housed mice using home-cage video, identities, bounding boxes, ground-plate positions, and annotator labels.
DANDI Archive for NWB datasets
DANDI is a BRAIN Initiative archive for publishing and sharing neurophysiology data, including electrophysiology, optophysiology, and behavioral data packaged as NWB and related standards.
International Brain Laboratory public data
The International Brain Laboratory public data releases expose standardized mouse decision-making experiments, including Neuropixels recordings, widefield calcium imaging, behavior, and session metadata accessed through the ONE API.
OpenNeuro
OpenNeuro is a free, open platform for sharing neuroimaging datasets, with public search, dataset pages, and download paths for web, S3, DataLad, and the OpenNeuro CLI.